Chief Technology Officer

Summary The Chief Technology Officer (CTO) is responsible for defining and executing Finance House Group’s technology vision, driving the transition to a cloud native, API driven, and AI powered banking ecosystem. The role enables digital products, scalable platforms, and data driven decision making, positioning technology as a key driver of growth, efficiency, and customer experience. Key Responsibilities Technology Strategy & Architecture Define and execute FHG’s enterprise technology strategy aligned with business and product priorities. Establish scalable, secure, and modern architecture leveraging microservices, APIs, and cloud native platforms. Ensure technology capabilities support innovation, agility, and long term growth. AI, Data & Enterprise Innovation Drive the implementation of AI across IT systems, platforms, and processes, embedding intelligence wherever feasible. Enable enterprise-wide AI adoption by building robust technology architecture and infrastructure to support AI solutions teams. Establish scalable data platforms to support AI/ML, analytics, and real time decision making. Define and implement MLOps, data governance, and model lifecycle management frameworks. Partner with business and AI teams to industrialize AI use cases across customer, risk, fraud, and operations. Engineering & Digital Platforms Oversee development and evolution of digital platforms (mobile, web, lending, payments). Implement Agile, DevOps, and CI/CD practices to improve speed, quality, and reliability of delivery. Ensure systems are resilient, high performing, and scalable. Core Systems & Cloud Transformation Lead modernization of legacy systems using modular, API led approaches. Drive adoption of hybrid/multi cloud infrastructure and platform engineering practices. Optimize technology stack for performance, scalability, and cost efficiency. Cybersecurity & Compliance Establish and enforce enterprise cybersecurity frameworks, including Zero Trust and data protection. Ensure compliance with UAE regulatory requirements and international standards. Strengthen resilience, risk management, and incident response capabilities. Ecosystem & Open Banking Build API platforms to enable fintech partnerships and embedded finance capabilities. Support platform based models, including Banking as a Service (BaaS). Leadership & Governance Lead and develop high performing technology, engineering, and data teams. Manage budgets, vendor ecosystem, and technology investments. Establish governance across architecture, delivery, security, and data. Strategic Technology Priorities Establish a cloud native, API first technology foundation. Build enterprise data platforms enabling real time insights and decision-making. Scale AI adoption across the organization through strong IT architecture and infrastructure enablement. Enable intelligent automation and AI driven productivity tools. Advance digital platforms with embedded personalization and real-time decisioning. Expand ecosystem integrations and open banking capabilities. Strengthen cybersecurity, data protection, and regulatory alignment. Explore and implement emerging technologies such as blockchain, embedded finance, and digital identity. Requirements Proven experience in a CTO or senior technology leadership role. Strong expertise in enterprise architecture, cloud, AI/ML, and digital platforms. Experience in banking or financial services transformation. Strong business and strategic acumen with the ability to align technology with growth objectives. Excellent leadership and stakeholder management skills. Qualifications & Experience Bachelor’s degree in Computer Science, Engineering, or a related field. Master’s degree preferred. 15+ years of experience, including 8+ years in senior leadership roles.